Annual Budget Planner Spreadsheet
- ⬇ Files delivered instantly after purchase
- ∞ Lifetime access — download anytime
- ✎ You type in tinted cells; every formula is built & protected
- ♲ Support: message us any time, we answer personally
About this system
🎁 WHAT YOU GET (instant download)
- The full spreadsheet — Excel + Google Sheets
- An illustrated 3-page Quick-Start Guide (PDF) — set up in 10 minutes
- FREE BONUS: the 30-Day No-Spend Sprint tracker — most first sprints find $80-$300 in quiet leaks
- Real-human setup help — reply to your order, we answer within hours
The Whole Year, Handled
12 monthly budget tabs. One Year Dashboard that rolls everything up automatically — income vs spending charts, savings trend, and year totals by category. Plus bills, savings goals, and debt, all in one file. This is the complete annual money system, and it does the math for you.
📅 12 MONTHLY BUDGET TABS (JAN–DEC)
Each month is self-contained: income, a 12-category budget (budgeted / spent / left), and its own expense log with category dropdowns. Log a purchase and Spent, Left, and the month summary update instantly. Overspent categories turn red.
📊 THE YEAR DASHBOARD
- Income, Spent, and Saved — every month, rolled up automatically
- Income vs Spending bar chart + Saved-per-month trend line
- Year totals by category with visual bars (see where the money really went)
- Year-so-far KPIs: income, spent, saved, average per month
💵 BILLS · 🎯 SAVINGS · 💳 DEBT
- Bill tracker: every recurring bill × all 12 months — check off each payment
- Savings goals with progress bars
- Debt tracker: balances, paid-so-far, % paid (sort smallest-first for snowball)
🌍 WORKS EVERYWHERE, ANY YEAR
- Excel — opens natively • Google Sheets — 2-click import (instructions inside)
- Undated: start any month, reuse it every year • Any currency
- 465 live formulas — nothing to set up, everything calculates
🚀 START HERE TAB
Plain-English setup steps — you'll be budgeting in minutes, not evenings.
💌 Instant digital download (zip with the spreadsheet + quick-start README). Nothing is shipped. All sales final due to the digital nature, but message me anytime for setup help.
From SwiftBudgetCo — real, auto-calculating spreadsheets that do the math for you.
- OUR PROMISE ---
Works in Excel AND Google Sheets. No subscription — buy once, keep it forever. Instant download, free updates. Questions? Message us and a real person will help you get set up.
New to saving challenges? Read the 100-envelope guide first.
