ADHD Budget Spreadsheet

About this system

🌙 The shame-free money system that tells you ONE number: how much you can actually spend today without wrecking anything.

Built for brains that hate budgeting. Not another 40-tab app you abandon in week two. You are not bad with money. Your brain just charges you a boring-tax on admin work. This sheet pays that tax for you.

Dark mode first, because you asked. Light edition included too. Works in Excel AND Google Sheets.

⭐ WHAT IS INSIDE (7 calm tabs)

• START HERE — a warm, no-shame 2-minute setup. That is the whole hard part
• SAFE TO SPEND — the flagship. Type your paycheck once and your bills once, and it computes one giant number: what is safe to spend TODAY. It updates every time you log a coffee
• BILLS ON AUTOPILOT — list each bill once with its due day. The sheet flags what is due in the next 7 days so you never eat a late fee again
• IMPULSE PARKING LOT — the famous 48-hour rule, automated
• BRAIN DUMP — park the money worry circling your head. Now it is the sheets problem, not yours
• DEBT MINIMUMS — a simple list so no minimum ever gets missed. Not a payoff bootcamp
• DASHBOARD — your safe number big, bills-paid streak, impulse wins, gentle progress

💸 THE ONE NUMBER

Most budgets ask you to track 30 categories. This one answers the only question that stops the 1am impulse buy: can I spend this right now? Paycheck minus bills still due before payday minus a quiet savings skim minus what you already spent. One mint number. No math from you, ever.

🛒 THE IMPULSE PARKING LOT

Want a thing? Park it: the item, the price, the date. If you still want it in 48 hours, buy it guilt-free. If not, the sheet counts the money you kept and a WINS number grows. Watch it climb. That is real money that stayed yours, and yes, it feels good.

🌗 TWO EDITIONS INCLUDED

• MIDNIGHT — deep ink-black with electric mint, soft lavender and warm gold. Made for late-night money sessions
• LIGHT — warm off-white with the same calm accents

Nothing in here is ever red. A heads-up shows as calm amber. Nothing judges you.

🎁 BONUS PRINTABLES (3 PDFs)

• The 48-Hour Parking Lot — a print pad for when the urge hits away from your laptop
• Bills on Autopilot — one-glance recurring-bill sheet to tape on the fridge
• Money Brain Dump — a no-shame page to park the worry circling your head

📂 WHAT YOU GET (instant download)

• ADHD Money System — MIDNIGHT edition (.xlsx)
• ADHD Money System — LIGHT edition (.xlsx)
• 3 bonus printable PDFs
• Quick start guide with a one-click Google Sheets import walkthrough

✅ One-click Google Sheets template links included, plus Excel files (2016 or newer)

✅ Every formula is pre-built — you only touch the tinted cells, so you cannot break it

✅ No subscription, no app, no login, use it forever

💌 Instant digital download — nothing is shipped. Due to the digital nature all sales are final, but message us anytime and we will personally walk you through setup.

• OUR PROMISE ---

Works in Excel AND Google Sheets. No subscription — buy once, keep it forever. Instant download, free updates. Questions? Message us and a real person will help you get set up.

New to saving challenges? Read the 100-envelope guide first.