Christmas Savings Challenge Spreadsheet 2026
- ⬇ Files delivered instantly after purchase
- ∞ Lifetime access — download anytime
- ✎ You type in tinted cells; every formula is built & protected
- ♲ Support: message us any time, we answer personally
About this system
Walk into December with Christmas already paid for. The 26-Week Christmas Savings Challenge turns one small weekly deposit into a fully funded holiday — and the math does itself.
Set your goal and your first deposit date, then log what you save each week. Miss a week? The suggested deposit AUTO-ADJUSTS so you still land fully funded by Christmas. A built-in Gift Budget plans every person on your list and feeds your goal.
WHAT IS INSIDE (3 linked tabs, 150+ formulas)
- Christmas Dashboard — goal, saved so far, weeks completed and percent funded at a glance
- 26-Week Challenge — dated weekly deposits with an auto-adjusting catch-up plan
- Gift Budget — budget, spent, remaining and status for everyone on your list
Why You Will Love It
- The plan recalculates itself — falling behind never means starting over
- Gift list and savings goal talk to each other
- You only type in the tinted cells; every formula is protected
- Start any week of the year — the schedule builds from YOUR first deposit date
How It Works
1. Buy and download — your file arrives instantly
2. Open in Excel, or upload to Google Sheets (free)
3. Type your goal and go — the plan appears
- OUR PROMISE ---
Works in Excel AND Google Sheets. No subscription — buy once, reuse every single year. Instant download. Questions? Message us and a real person will help you get set up.
PLEASE NOTE: digital download; nothing ships. Works with Excel 2016+ and any free Google account.
New to saving challenges? Read the 100-envelope guide first.
