Debt Payoff Tracker
- ⬇ Files delivered instantly after purchase
- ∞ Lifetime access — download anytime
- ✎ You type in tinted cells; every formula is built & protected
- ♲ Support: message us any time, we answer personally
About this system
🎁 WHAT YOU GET (instant download)
- The full spreadsheet — Excel + Google Sheets
- An illustrated 3-page Quick-Start Guide (PDF)
- FREE BONUS: the 30-Day No-Spend Sprint tracker
- Real-human setup help — reply to your order, we answer within hours
💳 Pay off debt faster — watch every balance shrink and know exactly which debt to attack next.
Snowball person or avalanche person? This Debt Payoff Tracker does the math either way. List your debts once, log each payment, and watch your balances drop, your "% paid off" climb, and your debt-free progress grow — all calculated for you.
⭐ INSIDE (4 tabs)
- Debt Dashboard — total debt, paid off, balance left, % paid, plus your monthly payment plan and a "snowball focus" telling you which debt to hit first
- My Debts — enter each balance, APR and minimum payment; paid and balance-left calculate for you
- Payment Log — record each payment and pick its debt; it rolls up automatically
- Payoff Plan — every debt ranked by Snowball (smallest balance first) AND Avalanche (highest APR first), side by side
✅ Fully auto-calculating — just enter your numbers
✅ Both the debt snowball AND debt avalanche methods built in
✅ Works in Microsoft Excel AND Google Sheets
✅ Instant download, reusable until you're debt-free
📂 WHAT YOU GET
- 1 Excel file (.xlsx) — also opens in Google Sheets
💡 Best in Excel 2016+ or Google Sheets. (Opens in Apple Numbers, but some formulas may not display — Excel or Google Sheets recommended.)
💌 Instant digital download — nothing is shipped. All sales final due to the digital nature, but message me anytime for setup help and I'll walk you through it.
- OUR PROMISE ---
Works in Excel AND Google Sheets. No subscription — buy once, keep it forever. Instant download, free updates. Questions? Message us and a real person will help you get set up.
New to saving challenges? Read the 100-envelope guide first.
