FIRE Calculator Spreadsheet

About this system

Know Exactly When You Can Retire.

Enter your age, current savings, monthly contribution, and target retirement age — this planner instantly shows your projected retirement balance, total growth, and whether you'll hit your FIRE number (Financial Independence, Retire Early).

⭐ INSIDE (4 auto-calculating tabs)

• FIRE Dashboard — enter your numbers and get your projected retirement balance instantly
• Savings & Investments — track all accounts: 401(k), Roth IRA, brokerage, HSA and more
• Growth Projector — 30-year compound growth table shows your balance at every age
• Retirement Goals — milestones from your first $10K saved to full financial independence

✅ Automatically calculates compound growth with your expected return rate

✅ FIRE number check — shows you exactly how close you are

✅ Works in Microsoft Excel AND Google Sheets

✅ No macros, no subscriptions, no plugins

✅ Instant download

Perfect For:

• Anyone planning for early retirement or FIRE
• People who want to see their money grow over time
• Tracking 401(k), IRA, Roth, and other accounts in one place
• Setting retirement milestones and watching progress

📂 WHAT YOU GET

• 1 Excel file (.xlsx) — also opens in Google Sheets

💡 Best in Excel 2016+ or Google Sheets. (Opens in Apple Numbers but some formulas may vary.)

💌 Instant digital download — nothing is shipped. All sales final due to digital nature, but message me anytime for setup help.

• OUR PROMISE ---

Works in Excel AND Google Sheets. No subscription — buy once, keep it forever. Instant download, free updates. Questions? Message us and a real person will help you get set up.

New to saving challenges? Read the 100-envelope guide first.